
Dr Elizabeth Bermeo Velasquez
BSc, MSc, PhD
Expertise
Elizabeth is a quantitative social researcher at the Personal Finance Research Centre, focusing on financial inclusion, financial technology (FinTech) and issues affecting vulnerable consumers.
Current positions
Associate Researcher
School of Geographical Sciences
Contact
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Research interests
My research focuses on financial inclusion from the perspective of individuals and households, specifically on the identification of socio-economic, institutional, legal, and cultural barriers that prevent individuals from using the formal financial system. Methodologically, my interests are in the application of quantitative methods including multi-level and spatial modelling to determine patterns of exclusion at national and local levels.
Previous projects conducted include analysis and reporting of results from the Peruvian Baseline Survey of Financial Literacy, commissioned by the Superintendency of Banking, Insurance and Private Pension Funds of Peru (SBS) and the Organization for Economic Cooperation and Development (OECD); implementation, monitoring and evaluation of the National Programme on Financial Literacy for High School Students in Peru; a comparative analysis of the educational systems of Peru and South Korea; and analyses of trade and tourist flows using gravity models.
Projects and supervisions
Research projects
8087 ESRC CDT Fellowship E Bermeo-Velasquez
Principal Investigator
Managing organisational unit
School of Geographical SciencesDates
01/10/2019 to 31/03/2021
Publications
Recent publications
01/09/2018Women and high cost credit: A gender analysis of the home credit industryin the UK
Women's Studies International Forum
Does access to financial services increase financial inclusion?
Gender equality norms and financial inclusion of women: A multi-level analysis
Patterns and Potentials of Peru's International Trade
Regional and Sectoral Economic Studies
South Korea’s successful education system: lessons and policy implications for Peru
Korean Social Science Journal
Thesis
Determinants of financial inclusion
Supervisors
Award date
01/10/2019